Boss Revolution money transfer products and payment services are offered and serviced by IDT Payment Services, Inc., a licensed money transmitter (“IDT Payment”). IDT Payment may make money when it changes your dollars into foreign currency. Access to money transfer products and services may be limited, delayed or unavailable during periods of peak demand, market volatility, system upgrades or maintenance, or communication system problems. Transfer of funds may be delayed or unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements and Agent location hours. Additional restrictions may apply. See www.bossrevolution.com/services/money-transfer or Agent for details.